Posted in Homesteading, Musing & Stories

Moving: Part 11 – The Inspection Tells All

The Home Inspection revealed more than we bargained for.  Since y’all have been following our saga thus far- I won’t keep you in suspense… We are backing out of the deal with this particular property.  It was so sad for Hubby and I to come to this decision over the last few days.Lillies inthewindow

Now, if you’ve never went through this process; 9 out of 10 times you cannot back out at this junction in the game. UNLESS the inspection has pointed out grave issues with the structure.

For one, the water wasn’t turned on, so in that respect we couldn’t have the plumbing inspected (and because of that my Realtor will be asking for our money back from the seller.)  The report included: nail holes in the roof and subsequent water damage where some rafters had already been sister-studded, some knob and tube wiring (which may or may not be functional, but will negate a homeowner’s ins policy), and live hot wires not capped. But the worst of it was pylons continuing to sink in the basement with moisture all over. Plus the back half of the house has settled one direction and the front has settled another. Yikes!

Friends and Confidantes, when your inspection guy mentions the movie “The Money Pit” read between the lines.  “We got weak trees!” Tom Hanks  Gma Auburn {Jen}

#moving #homeinspection #midwestlife #indiana

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Posted in Homesteading, Musing & Stories

A Black Eye- But Not Entirely Frazzled

General updates…

New house salmon living room 1
Salmon-chanted living room #1

Yesterday, Nosey Rosey and I collided heads. She was running to jump on the couch. I was bending to pick up a dog toy. She smashed into my glasses. Thank Goddess they didn’t break. She’s alright. I’m sore and bruised.

The Loan Officer scolded me! One of those ‘manly men’ -he is. Asshole. Tuesday he talked fast and loud- verbally runnin’ me over. So I spent a sleepless night; then got up and called the other loan guy in the same office. I gave him an earful about the rude one. Unsurprisingly, he understood my angst. (I wasn’t the first he’s done that to) And answered my questions in a professional manner.

Today is the home inspection! I shopped around and saved $105. Score! Hopefully I’ll post a few more pre-renovation pics tomorrow. Maybe even a video.

It takes a village: In extended family news, my daughter has acquired a 3rd son for the school year.  But my granddaughter didn’t make the cut off for Kindergarten, so she’s gonna be home-schooled.  3 (step) boys and 1 girl in total. Yeesh!

On the work-at-home front nothing much has gotten done. We’re living on potatoes and chicken a hundred different ways. The cookbook, micro jobs and merch designing are at a standstill.  Carving out some serious hours this weekend to get back on track.

Well Friends and Confidantes I gotta hop in the shower. Hubby is coming home early. Not as frazzled as I was a few days ago. Attitude today: Anything can happen.

#moving #1900shouse midwestlife #prerenovation #hardwoodfloors

Posted in Homesteading, Musing & Stories

Moving: Part 10- Offer Accepted! The Countdown begins

Twenty days -more or less- until closing! We’ve handed over the earnest money. Now I’m ticking off the remaining TO DO list ASAP:

bedroom-1-upstairs-before-pic-7-2019-e1564424296391.jpg
First bedroom upstairs. 7/2019 Before renovation.
  • Homeowner’s insurance that is accepting of and dovetails with AirBnB.
  • {Erie Insurance gave me the agent’s name near us. Very nice lady understood what I needed. 🙂 }
  • Unwinterize?? pipes for the…
  • Home Inspection
  • Estimate for electrical work
  • Order Appraisal
  • Call the city & county offices/services
  • Coordinate times with and…
  • Email Realtor and Loan Officer all paperwork.

You know that feeling like you’re 3 days behind and still missing something?? Meanwhile, boxes are stacking up in my hallway.

  • Looking online for deals on construction materials, bath fixtures, paint etc.
  • {Menard’s has paint for less than $30/gal. -some are $26 with rebate}

Browsing interior wall colors makes me smile, Friends and Confidantes! DIY headboards, matching comforters soft sheets… and warm muffins for breakfast!  – Gma Auburn {Jen} Contemplates aqua and gold accents 🙂

#airbnbinsurance #airbnbdecor #homemade #DIYrenovation #midwesthospitality #goals #moving

Posted in Homesteading, Musing & Stories

Moving: Part 9-Pack it Up! We’re Making an Offer Today!

Pothos Close upToday is the DAY! I can’t believe it! After ten days of back and forth with the loan officer- We are approved and he’s gonna float the note. Our realtor is finally drawing up the offer for the old 2 story.   {FHA 203K Loan}

…And Hubby says this morning, “Maybe that’s too much house.” 0.o

Don’t be flip-floppin’ on me now, ole man- I’m not gonna start looking all over again. We’ve seen half the house for twice as much money with no personality whatsoever. I can’t wait to post ‘before’ pictures. She’s got personality in spades! (An old octopus furnace lives in the basement even!)

I’ve been watching YouTube vids about doing AirBnB. It’s quite exciting to embrace this new side gig.  Looking forward to new goals and future plans.Flowers 12

Started packing the house in earnest, yesterday. I’d forgotten just how overwhelming that can get. At least we’re only going 30 minutes away, not cross country.

Life takes unexpected turns and one cannot force the reigns. Friends and Confidantes. It’s like riding a horse that knows the path to the barn better than you do.   From the beginning of our journey looking for land/tiny house/mobile home — to a reasonable mortgage with room for repairs on a house with rooms for guests. -Gma Auburn {Jen} Going where the Universe takes her.

#homebuying #Mortgage #smalltownlife #porchpothos #Indiana

Posted in Homesteading, Musing & Stories

Moving – Part 8: Off to Underwriting

Flowers 12Underwriting is the black hole at the bank where all the documents go; while you nibble your nails all weekend with anticipation.

We had to fill out a lengthy ‘Letter of Explanation’… so I made the coffee extra black this morning.  It took a few days to reset passwords and dig up lost folders. Won’t mention my snafus with the printer/scanner settings.  Even well-caffeinated, I suck at technology.

Just now having slight heart palpitations upon the realization that we’ve signed ourselves up willingly for several thousands of debt over years. Friends and Confidantes it’s scary and exciting all at once. Next week’s possibilities – Appraisal and inspection hopefully...

#homeloans #moving #smalltownlife #buyerpaysforWHAT #Indiana #summerflowers #retirement